Privacy Policy

Last Updated: June 4, 2026

Alex Sarkeshik ("we," "our," or "us"), NMLS# 335813, operating at alexshik.com, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or use our mortgage services.

1. Information We Collect

We may collect the following types of information:

• Contact Information: Name, phone number, email address, and mailing address when you submit a form or contact us.
• Financial Information: Loan purpose, estimated home price, loan amount, and state — provided voluntarily in inquiry forms.
• Usage Data: Pages visited, time on site, browser type, device type, and IP address via Google Analytics 4.
• Cookies: We use cookies for analytics and site functionality. See Section 5 for details.

2. How We Use Your Information

We use the information we collect to:

• Respond to your mortgage inquiries and pre-approval requests
• Contact you about your application or loan process
• Improve our website content and user experience
• Comply with applicable federal and state mortgage lending regulations
• Send relevant mortgage information (you may opt out at any time)

3. How We Share Your Information

We do not sell your personal information. We may share information with:

• Optimum First Mortgage (NMLS# 240415), Alex Sarkeshik's employing lender, for loan processing purposes
• Service Providers: Third-party companies that help us operate our website (e.g., Web3Forms for form submissions, Google Analytics)
• Legal Requirements: When required by law, regulation, or court order

4. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and resolve disputes. Mortgage-related records may be retained for up to 7 years per federal regulations.

5. Cookies and Tracking Technologies

We use Google Analytics 4 to understand how visitors use our website. This tool uses cookies to collect anonymous usage data. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

We do not use third-party advertising cookies or cross-site tracking.

6. Your Rights and Choices

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of marketing communications at any time

California residents may have additional rights under the California Consumer Privacy Act (CCPA). To exercise your rights, contact us at alex@alexshik.com.

7. Security

We implement industry-standard security measures including SSL/TLS encryption, secure form handling, and access controls to protect your information. However, no method of electronic transmission or storage is 100% secure.

8. Third-Party Links

Our website may contain links to third-party websites (e.g., Zillow, Google). We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

9. Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of our website after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact:

• Alex Sarkeshik, NMLS# 335813
• Email: alex@alexshik.com
• Phone: (818) 288-6161
• Website: alexshik.com
• Licensed by Optimum First Mortgage, NMLS# 240415

Alex Sarkeshik is a licensed mortgage loan originator. NMLS# 335813. CA DRE# 01192601. Licensed in CA, TX, FL, WA, CO, AZ, NV, OR, ID, MT, UT, PA, HI. Equal Housing Lender.