Work directly with Alex Sarkeshik — a trusted mortgage & real estate expert with 28+ years of experience, 5-star Zillow reviews, and an exclusive Lifetime Rate Protection Program that big banks don't offer.
🔒 Secure · No credit impact · Free consultation
We have helped hundreds of families close on their dream home — in 21 days or less.
"Alex is simply THE BEST loan officer I have ever worked with. I've completed over 7 home loans and refinances with him. He is honest, trustworthy, and incredibly knowledgeable. We've saved hundreds of dollars a month because of his guidance. I will never use anyone else — ever."
"As an attorney with a background in real estate, I'm difficult to impress. Alex genuinely impressed me. His knowledge of mortgage products, patience with my questions, and sharp judgment throughout the entire process were exceptional. I recommend him without hesitation."
"From our first call to closing day, Alex was professional, proactive, and always available. He anticipated problems before they happened and made the entire home-buying experience completely stress-free. Could not recommend him more highly."
From California to Florida, Alex is licensed and ready to help you wherever you call home.
Most banks do not offer this type of program. After you close your loan with Alex, if mortgage rates drop in the future, you qualify to refinance at significantly reduced costs — for the entire life of your loan. Lock in peace of mind today.
Alex makes the process simple, transparent, and stress-free — from first call to closing day.
Talk to Alex about your goals, timeline, and budget. Get expert advice with zero pressure and zero cost.
⏱ 15 minutesSubmit your application online. Alex reviews your financials and issues a pre-approval letter the same day.
⏱ Same dayAlex finds you the best rate and locks it in. With Lifetime Rate Protection, you're covered if rates drop later.
⏱ 24–48 hoursAlex guides you through closing, answers every question, and makes sure your loan closes on time — in 21 days or less.
⏱ 21 Days or LessUse our calculator to estimate your monthly payment — then let Alex find you an even better real rate.
💡 Alex's clients regularly get better rates — call for your personalized quote.
Get Alex's Real Rate →Whether you're buying your first home or your fifth investment property, Alex has the expertise to get you the best deal.
Conventional, FHA, VA, Jumbo, and USDA loans. Alex finds the right program for your situation and guides you from application to keys in hand.
Start my application →Lower your rate, reduce your monthly payment, shorten your term, or pull out cash equity. Alex analyzes your current loan and finds the best path forward.
See my savings →$0 down payment, no PMI, and competitive rates for veterans and active-duty service members. Alex is an experienced VA loan specialist who honors your service.
Check my eligibility →Build your real estate portfolio with smart financing. Single-family rentals, multi-unit, DSCR loans, and fix-and-flip — Alex has done it all.
Explore options →Alex's exclusive program: if rates drop after you close, you refinance at reduced costs — for life. A unique client protection benefit exclusive to Alex Sarkeshik at Optimum First Mortgage.
Learn more →Alex is also a licensed real estate agent. He can handle both the buying/selling AND the financing in one seamless, coordinated transaction.
Work with Alex →Everything you need to know about working with Alex.
Free consultation, no obligation, same-day response. Alex personally reviews every inquiry and gets back to you the same day.
Typically responds within 1 hour during business hours
Ready to get started?
Free consultation · Same-day response